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Down Payment Assistance Program

Your Path to Homeownership

Buying your first home is an exciting milestone, but saving for a down payment and closing costs can often feel overwhelming. The Pasco County Community Development Department (PCCD) offers programs designed to help qualified first-time homebuyers achieve their goal of homeownership by providing financial assistance toward the purchase of a home in Pasco County.

Qualified buyers may be eligible for financial assistance that can be applied toward down payment and eligible closing costs, helping reduce the upfront expenses associated with purchasing a home. I'm here to provide guidance, answer your questions, and help you navigate the process with confidence.

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Who May Qualify?

You may be eligible if you:

  • Are considered a first-time homebuyer (generally have not owned a home within the past three years)

  • Meet household income requirements

  • Plan to purchase a primary residence in Pasco County

  • Meet mortgage lender qualification requirements

  • Complete any required homebuyer education courses and program guidelines

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Professional Guidance Every Step of The Way

Purchasing your first home involves much more than finding the right property. Understanding financing options, navigating contracts, negotiating terms, and coordinating inspections can be challenging for first-time buyers. Having an experienced real estate professional by your side can make the process easier and more enjoyable. I can help you understand the homebuying process, connect you with approved lenders, and guide you through finding a home that meets both your needs and the program requirements.

When we work together, you'll receive:

  • Personalized guidance from our first consultation through closing day

  • Assistance identifying homes that meet program requirements

  • Access to trusted lenders familiar with first-time homebuyer programs

  • Local market expertise throughout Pasco County and surrounding communities

  • Professional representation to help protect your interests throughout the transaction

  • Clear communication and answers to your questions every step of the way

My goal is to make your homebuying experience as smooth, informed, and stress-free as possible while helping you take advantage of available programs and resources.

Ready to Take the First Step?

If you're considering purchasing your first home in Pasco County, I'd be happy to discuss your goals, answer your questions, and help you explore available opportunities that may make homeownership more attainable.

Contact Carrie Hackworth today and let's start your journey toward homeownership together.

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